Throughout this guide, various websites have been referred to for additional information, forms and policies.  In some cases the information will be protected by copyright and may not be reproduced without permission of the copyright owner. The website will usually state if more copies can be made and distributed.  If in doubt contact the organisation concerned and seek permission to use the material.

This guide has been provided free of charge and Consumer Protection permits its reproduction. Refer to the Copyright section if you would like to read more.